| Cover | 1 |
| Contents | 2 |
| Corporate Profile, Vision, Mission, Core Values | 3 |
| Overview | 4 |
| Corporate Governance & Transparency | 14 |
| Sustainabilitiy | 63 |
| Business Review | 66 |
| Portfolio Details | 81 |
| Financials & Additional Information | 97 |
| Statutory Accounts | 97 |
| Directors’ Statement | 98 |
| Independent Auditors’ Report | 107 |
| Balance Sheets | 112 |
| Income Statements | 113 |
| Statements of Comprehensive Income | 114 |
| Statements of Changes in Equity | 115 |
| Consolidated Statement of Cash Flows | 118 |
| Notes to the Financial Statements | 120 |
| Economic Value Added Statement | 225 |
| Value Added Statement | 226 |
| Supplemental Information | 227 |
| Shareholding Statistics | 228 |
| Contact Details | 230 |
| Corporate Information | 231 |